The Canada Business Visa for Immigrants Has Not One But Two Varying Kinds

The entrepreneur programme plus the investor programme. The 2 sections associated with the Canada Business Visa are for experienced business persons who aspire to immigrate to Canada.

The entrepreneur component to the Canada Business Visa was made for business persons that plan to either put money into or establish a totally new business inside one of Canada’s provinces or territories. The mandatory net worth that the person has to have differs from $250,000-$800,000 based on the provincial program. The amount of money that will have to be invested in the new or current business is somewhere between $100,000-$400,000 based on the program. In some cases the applicant is granted a provisional working visa via the Canada Business Visa programme; then if they comply with the expectations of the program they’ll proceed to acquire permanent residency for themselves and their spouse and kids. Typically, you’ll discover no language demands for this area, having said that a functioning knowledge of English or French will likely be important to enable you to operate a business on an everyday basis within Canada.

Almost all the provinces have a program under the Canada Business Visa so it is very important to take a look at the different criteria and decide which option is suited to you best. Waiting times with the Canada Business Visa entrepreneur area can vary markedly depending on the provincial programme used.

The investor component requires a substantial investment being made to the govt of Canada: $800,000; alternately the investor can pay interest of near $200,000 to a Canadian banking institution with the intention that they’ll lend the funds to the government as an alternative. The loan is for five yrs and is interest free. The person has to have a legally accrued net worth of $1.6 million. Business experience is mandatory, but this area won’t obligate the person to take part in operating a business in Canada. There are actually at this time programs offered by the Federal Govt in addition to Quebec. Each of these demand the same requirements as detailed.

The Federal submission is anticipated to have a processing time of roughly 12 mths. The Quebec process twelve-eighteen months. For those who won’t desire to be concerned in the day-to day running of a business, but demonstrate the requested net worth, the investor area of the Canada business visa may be a very good preference.

Birds of Canada Bank Note Series

The fifth Canadian bank notes series was the Birds of Canada series released in 1986. Using intaglio printing, the Bank of Canada made the bank notes with bigger portraits on the front. On the reverse of the note was a picture of a bird that could be found in Canada, but the bird had to go with the color of the note. The $20, $50 and $100 notes were printed with new security features to prevent counterfeiting. These features include:

1.) An Optical Security Device in the left-hand corner of the bill which changes colors when light hit it a certain way.

2.) Green dots on the bill when under a UV light glow blue. Trying to get rid of these dots will damage the bill.

3.) The large numbers and portrait on the note have raised ink that feels thicker.

The other big change in this series was that no $1 note was printed. This is because the $1 note and later the $2 note were replaced by more enduring coins, the Loonie and the Twoonie. The $1 and $2 banknotes are still considered legal tender, but they have slowly been taken out of circulation. In 2000, the $1000 bill was retired to help prevent organized crime and money laundering.

Each of the Birds of Canada banknotes had a different bird on the back of it, they are as follow:

The $2 note had Queen Elizabeth II on the obverse and on the reverse were robins.

The $5 banknote pictured Sir Wilfred Laurier (he was prime minster from 1896-1911)on the front with the Belted Kingfisher bird on the back.

The $10 bank note showed the portrait of Canada’s first prime minister, Sir John A. Macdonald, who served from 1867-1873 and again from 1878-1891, on the front and an Osprey on the reverse.

The $20 Birds of Canada note pictured the Common Loon on the back and Queen Elizabeth II on the obverse.

The $50 Birds of Canada bill has a Snowy Owl on the back and former Prime Minister William Lyon Mackenzie King (he served from 1921 until 1930 and then again in1935 to 1943) was portraid on the front.

The $100 note showed the Canadian Goose on the reverse and on the obverse was Sir Robert Borden (prime minister from 1911 until 1920).

The $1000 Birds of Canada banknote pictured Queen Elizabeth II on the front and Pine Grosbeaks on the back.

Destination Canada

Canada, our closest neighbor to the north, is full of fun possibilities for you and your family to experience. Everywhere you turn holds another discovery, whether it’s Canada’s long colorful history or a testament to their rich heritage. With the recently new creation of the passport card, families can access Canada’s treasure trove of fun family experiences without breaking the bank. If you are looking for a place to take your family without spending too much, Canada offers tons of exciting opportunities.

Canada’s history goes back over 26,000 years ago when the Aboriginal Paleo-Indians roamed the land. Regarded as Canada’s first discoverers, these people harness the land and adapted to the harsh environment, and they are still around today. Their cultural influence is vast and is seen in much of North America’s culture, from lacrosse to maple syrup. Music, art, dance, and languages still flourish even in Canada’s city life. With such a prominent influence still felt today, a trip to Canada quickly becomes a very unique experience.

Canada is only a road trip away; no need to purchase airplane tickets or rent a car, making it a great place for a family vacation. The passport card, a new variation of the original passport book, allows a family to travel for much cheaper than usual. The passport card, available for $30, is a fourth of the price of a passport book, and allows a family to travel by land or sea for less money. Saving this money helps reduce the cost of vacation, making a relaxing get away that much more accessible.

Canada’s rugged terrain makes for a great adventure with your whole family. Arctic safaris, as they are called, take you to a side of Canada many haven’t seen in Somerset Island, Nanevut. You can dig for fossils, hear belugas singing to each other, or see the seals playing in the water. Pitch your super-duty tent and try to stay up until the sun sets, which is at 2 am! Or, stay up even later and try to catch a glimpse of an aurora dancing in the sky.

If you live for a good party, Montreal is the place for you. With delicious food served in trendy modern restaurants, you will be ready to live the nightlife on style. World famous bars, lounges, and clubs populate the streets of Montreal, and with no need for a car, you and your friends can live it up. Spend some time at the Cirque du Soleil and witness first hand the extensive cultural scene that makes Montreal famous.

No trip to Canada is complete without a trip to Niagara Falls. Put on your poncho and head out on the Maid of the Mist to float under the Falls, or, if you prefer to stay dry, hop aboard a helicopter and see what a bird’s eye view of the Falls would look like. A world famous, family friendly landmark, Niagara Falls is a must-have for any visitor’s itinerary.

Decide How to Send Money to Canada Before You Visit

If you are planning a visit to Canada, you will need funds. If you don’t want to carry cash with you over the border only to pay high exchange fees, it’s understandable. Instead, you should learn a few ways to send money to Canada prior to your trip.

Sure, you could take cash in U.S. dollars with you to exchange at locales like Vancouver International Airport upon arrival, but expect some fees for this. Additionally, trying to find a location that exchanges money can be difficult depending on where you are, and most people want to relax during their vacation. Considering other options is a good idea.

You could send a bank draft, also known as a cashier’s check, from the U.S. You could then cash it at a Canadian bank or credit union like Bank of Canada, but it typically takes two to three weeks to get the money. If you have no other way of paying for items, this could be very inconvenient.

Another option is to send an international money transfer using an outside service. It usually costs about $10, and takes about two weeks to go through. If you use HSBC, it costs $30 to send money from the one in the U.S. to the one in Canada, and $45 to send it to a completely different bank in Canada. However, this method takes only three to five days, which is not bad.

If you already know where you will be staying, you could send a prepaid debit card to that location so it’s ready when you arrive. You could also simply send it to your current address to take along with you. The next step would be to add the money you need either online or by phone for a small fee of $5 USD. You would have the ability to use it to shop in Canada, or withdraw money in Canadian dollars from various ATMs. Clearly, this could be a valuable tool since you would have access to your money right away with minimal fees.

The exchange rate is currently favorable to Americans, but only slightly. $1 USD is equal to 1.09 Canadian dollars, but remember that the taxes in Canada are much higher than in the U.S., which may cancel out the favorable exchange rate. Most provinces in Canada charge about 13% for sales tax, which adds up quickly. Keep this in mind when budgeting.

The methods to send money to Canada vary, and you should choose depending on when you need the money. Another thing to keep in mind is the fees you will encounter for each method. Going to Canada will likely be no fun if you spend all your money on fees right when you arrive, so plan ahead.

How to Transfer Money to Canada

Every year, almost 40% of Canadian residents send money to other countries all over the globe. A sizable portion of this money goes to family members in Haiti and the Philippines. But did you know that there are also plenty of people who reside in other countries who transfer money to Canada, as well?

It’s not something you hear about much. To be honest, a great many people assume that since Canada is a fairly wealthy, developed nation, its residents have little need of remittance.

Did you know that you can send money to Canada without the recipient having a bank account, and without paying the high fees associated with wire services and other “kiosk”-based money services?

Sending money via offline wire services can cost close to ten percent of the money sent if you want to transfer money to Canada that same day–and it won’t cost much less if you opt to have it arrive the next day.

This is more important than it used to be, with the exchange rate being what it is. Certainly many Canadians are proud that their dollar’s value now runs neck-and-neck (and they no longer have to bear snide, “Canada, where everything’s 30% off!” jokes from U.S. tourists).

But this also means that if a friend or relative chooses to transfer money to Canada, it’s just not going to be worth as much as it used to. This heightens the impact of the high percentage fees charged by non-bank wire services.

Money orders cost less and are preferred by many people when time is not so much of an issue. However, there is always the question of whether the money will make it safely there. Postal and parcel services are certainly more reliable in North America than in most places around the globe, but the urban legend of the letter than never reaches its destination, exists for a reason.

There are also ways to send the money online as well. And if you want to transfer a large amount of money to Canada to someone who rarely receives large amounts via online transfer, the company may temporarily freeze the account to check for fraud.

Wire transfers from banks that offer them usually cost $35-$45. Although some may balk at the fee, this can be cheaper than wire transfer services if the amount is several hundred (or more).

Pre-loaded debit cards that can be charged via phone or internet connection are becoming more popular. There is at least one service that will deliver the card via the ever-dependable FedEx service. The recipient need only visit one of Canada’s many ATMs to withdraw their cash.

There are many different ways to transfer money to Canada, and not every one of them will meet the needs of every situation. With knowledge of the benefits and disadvantages of each method, you can pick the solution that most closely fits your needs.

Best Home Business Opportunity in Canada

If you are reading this, then it is likely that you are looking for the best home business opportunity in Canada. First, I have a question for you, “why do you want to start a home business in Canada?” Different people have different reasons. Some want a more flexible schedule so they can spend more quality time with family and see more of the kids’ sporting events. Perhaps you want to make a lot of money and you realize that working for someone else will never make you rich. Maybe you really just hate your boss and you spend every day fantasizing how you are going to tell him off when you quit, but you know that you really can’t quit due to your financial obligations. Whatever the reason, we are going to talk about how to set up the best home business opportunity in Canada.

Well, okay, those are mostly the reasons to start your own business anywhere, but why start one in Canada? Most places in Canada are cold and if you hate the cold, then it can be misery going out to commute to work. If it’s winter, then the snow can be a real pain to deal with. Working from home allows you to enjoy your hot cup of coffee (saves on Starbucks too!) and work from the comfort of your own home. There are also a lot of incentives to start businesses in Canada and we will cover those as well.

Canada is rated 2nd amongst all the countries for ease of starting a business by the World Bank. This ranking was determined from a several factors. It only takes (on average) 5 days to start a business in Canada and there is only one procedure. Out of all the countries ranked, it usually takes 13 days and 5.7 procedures to start a business. The start up costs of businesses in Canada are amongst the lowest in the world as well. It only cost about 0.4% of the average income of one person and minimal capital is 0% of a person’s annual income. Usually, amongst the other countries ranked, it takes 15.5% of a person’s income as minimal capital needed to start a business! This is great news if you live in Canada and want to start a home based business in Canada because it’s cheap and easy to do!

The best home business opportunity in Canada right now is building and promoting an online store. This is not as easy as it sounds, though. You need to know something about hosting websites, databases and a means to set up your store. This could be expensive to build if you don’t know how to do it yourself. Magento is a self-hosted open source program you can use to design and build an online store. This, however, is still not easy. You really need to have previous web design, php, and mysql experience.

Follow these simple steps to start your own home business in Canada:

Come up with a great business idea. Figure out a way to make people’s lives easier or somehow better, make something cheaper or better, find an area of stress in your own life, figure out how to improve that and then sell it. It is likely that if something bugs you or stresses you out, then it also affects others.
Register a domain name. If you don’t know where to do this, then you may want to look at
Register a business name (that’s similar to your domain name) at your provincial office.
Build a website. There are infinite options depending on what you’re looking for. If you have absolutely no experience then do a Google search for easy website builder. There are lots of free trials out there, so find one you’re comfortable with. If you are a little more advance, then I recommend WordPress (Magento for storefronts) and hosting it on server space you can lease. I have had good experiences with HostGator, Lunarpages, and Site5. All have outstanding customer service, so even if you are a newbie you will be able to get some assistance. WordPress and Magento are content management systems (cms) which means you can use some cool tools and plugins with them to help increase your search engine ranking.
Sign up for PayPal, Google checkout, or a merchant account service. I hate PayPal, so I don’t recommend it, but today it seams you have to take PayPal or else you might lose out on some sales. I’ve never used Google Checkout at a merchant, so I can’t comment on it. Please feel to comment yourself on this page. Merchant Account service providers will represent you if there is a payment dispute. As you do more volume, this will become more essential. This is basically a bank-type of service that lets you take credit card payments.
Promote, promote, market, and then promote some more. Once you have all the registration done for your business in Canada and you have built a website, then you need to get people to your site. The more traffic you receive, the more money you will make. Your full time job now is to promote your website. Most of your time and effort should be put into this part of your business, at least until you have enough revenue to hire staff to do this for you.
Enjoy your life and allow for personal time. It is easy to become a workaholic when you love what you do and you do it from home. Money is not everything. Please don’t forget to allow time to spend with family, friends and loved ones. This is the true key to happiness.

Get the free information kit on the Home Business Opportunity in Canada []

Starting a business in Canada [] is the perfect move to make in a bad economy. What?!?! Are you crazy?! You really think the best time to start is in a bad economy? Yep, that’s right. You are able to get lower prices on most of your business supplies and services. People need customers, so negotiate with everyone you sign up with. They need your business! Canada is also rated number two in the world for being easy and cheap to start a new business. If you have recently been laid off, hate your job, or just want to make more money working the hours that you want to work, then this is the perfect solution for you.

Venture Capital and Angel Investors – Challenging to Raise Money Outside of Canada

Both Venture Capital and Angel investors worldwide have been challenged to raise a significant amount of money because of the challenging times world-wide. In Canada, raising money from outside the country has been relatively challenging because of Section 116 which makes tax treatment for United States investors a time consuming affair.

In British Columbia, the BC Renaissance Capital Fund has created pools of money to invest in venture funds. However, this VC has to invest a significant amount of the commitment back into companies from that province.

Canada is competing for capital and talent internationally. Administrative hurdles like Section 116 give Canadian VC’s hurdles to compete for capital internationally. Canadian VC’s traditionally invest their money in their home region so the net effect of lobbying to change Section 116 would be positive for entrepreneurs in Canada and create world-class VC firms.

With the current economic state entrepreneurs need to be able to access capital to grow their businesses in Canada. Changing the tax treatment for United States to make it easier for Angels and Venture Capital investors to invest in Canadian businesses could be very positive for entrepreneurs and business growth within Canada.

Finding the money has always been a challenge and now with the tightening of the belts worldwide it is indeed more difficult. Section 116 tax treatment for the United States investors should not be a time consuming affair. The United States and Canada can work together to stimulate our business economy if changes are made to Section 116.

Discover Everything on How to Relocate to Canada

Canada, the northern neighbor to the US, offers many beautiful and interesting scenes. There are mountains, lakes, all four seasons, city life, country life, suburbia, culture, and many other wonderful aspects that are often overlooked. Below, discover everything on how to relocate to Canada:

1. Before you arrive, you will need a Canadian immigrant visa and Confirmation of Permanent Residence for each family member travelling with you as well as a valid passport.

2. You may find it easier to live in a temporary home while you look for a permanent place. You will also have to decide whether you want to rent or to buy and whether to choose an apartment or a house. Prices vary. Many new immigrants who relocate to Canada prefer to rent a place to live, while they work and save money to buy a home.

3. Look into opening new checking and savings accounts. It’s best to change money at companies such as Thomas Cook, which specializes in international transactions. Credit cards are widely accepted, especially Visa, MasterCard and American Express. ABMs (ATMs) are common throughout Canada too.

4. One of the most important things you need to do as soon as you arrive in Canada is to apply for a health insurance card. All members of your family, even newborn babies, must have their own card. You can get an application form from the provincial ministry of health office, any doctor’s office, a hospital or a pharmacy.

5. Finding work in Canada depends on the job market in your field, your credentials and whether you will have to be licensed or not. A good way to start your search is by going to job banks and other online job services. The Canadian government recommends having your credentials, i.e. diplomas, degrees, certificates etc., evaluated in order to compare to Canadian standards.

6. It is illegal to drive without a driver’s license, registration and insurance. So, be sure to research the driving laws before you relocate to Canada.

After reading these important tips, are you ready for hockey and hiking? The land of Maple Leafs is calling, are you ready to relocate to Canada?

Emigrate to Canada – Why Fret About Fish and Chips When You Can Have Lobster

Emigrating to Canada and the reasons why people want to go there and get out of Britain are quite varied but add up to a hefty load on balance. My better half and me used to think that any one in Britain who had the sense and the money to be able to get their kids into a private school would be foolish not to do so. And more and more do, though you should not have to of course. We now think that anyone with the skills, the gumption, ambition and to a certain extent the money to get themselves into a better country would be foolish not to and more and more are.

I can just about remember people moving out of Britain en-masse in the 1970’s, the brain drain of that time. For the uninitiated this was the time when people in other European countries referred to the UK as ‘the sick man of Europe’. There were constant strikes, power cuts, fuel shortages, rail strikes, airline pilot walkouts, working to rule, the closed shop, secondary picketing, you couldn’t bury your dead at one point etc. okay higher earners were hammered on tax re: Chancellor Dennis Healy “we will tax the rich till the pips squeak” and so on but the rest of life was generally orderly and people law abiding. There was discipline in schools and education was set at a high standard and examinations were challenging. Get hold of a GCE ‘O’ level 1970’s maths or English/geography/history/physics paper and see if you can answer a question! Lots of top scientists and other highly skilled workers left Britain for good at this time. I remember a metallurgist that lived near us and who moved to California in the USA. People got out because of industrial unrest or taxation and it appeared that the émigrés were from the higher levels of society so to speak. Not only is there a rush to emigrate to Canada and Oz/NZ nowadays, but people from all levels and sides of the work force spectrum want out. Truck drivers to brain surgeons, chamber maids to policemen are set to emigrate to Canada in bigger and bigger numbers.

Why are people leaving Britain and immigrating to Canada and what do people missing when they get there?

Some people want to get away from griping relatives or the London congestion charging but most people hold deeply concerning reasons as to why they want out. Public safety and Law and Order, ‘Chav’ tolerance, bad language, yob culture, poor discipline in schools, poor education standards, rainy summers and grey winters, over crowding, overcrowded roads, inadequate public transport, too many Asylum seekers, ‘Rip-off Britain’ high income tax, ever rising Council tax, unfair inheritance tax, long working days, low paid jobs, fear of MRSA in hospitals, political correctness, state intrusion into the life of the individual, corrupt politicians. One of the main concerns of many people is the outlook for their kids, their future well being and safety, and their prospects in a country which is viewed by many as dangerous, expensive and unstable. These comments are not to be taken as anything party political as all the main camps have gone along with or allowed society to change in such a way that many people don’t feel they belong in their country of birth any more although Canada has problems and crime just like anywhere else on the planet, but on balance people who have left Britain and emigrated to Canada feel that qualities of life are higher in Canada for themselves and their off-spring.

What do people say they miss about Britain once they have immigrated to Canada. Coronation Street, football, real ale, proper bacon, fish and chips?

Where we live we can eat lobster on the cheap so we don’t worry too much about the fish and chips!

Clare Dugdill emigrated to Canada from the UK. She and her family have a personal insight into the emigration process having carried out the formalities singlehandedly. She would like you to benefit directly from a person ‘in the know’. The immigration need not take years nor cost the earth and is not actually that complicated when you know how.

Facts to Know When You Call Canada

Canada is one of the favorite destinations for the tourists. It is rich in natural beauty. Many people are migrating to this part of the world for different purposes. Its scenic beauty attracts a large number of tourists to visit this country. From wooded forests, rivers, serene lakes to snow-capped mountains, Canada offers all these. Making a call to Canada is not at all difficult. Many people fear about the expenses of phone calls. But there are many strategies and tactics through which you can save some amount of money on your phone calls. Making international call to Canada is easy. You just need to follow some simple steps. By applying certain strategies, you can save some amount of money on your phone calls.

Many of us hesitate to make an international call, as we fear that it will be expensive. People from different parts of the world are settling in Canada for different reasons. Many businessmen are also migrating to this part for business purposes. Their business associates need to keep in touch with them. Wireless technology makes it easy to communicate with anyone staying in any part of the planet. But it may prove to be expensive. Cheap calling cards can solve this problem. You can call Canada easily by using the cheap calling cards. The pre-paid calling system makes it easy to communicate with the people staying in Canada. Before availing the service of any pre-paid calling company, you need to do proper research. You need to select the right pre-paid calling service. To register for the pre-paid service, you need to contact the pre-paid calling executive. Then, you can make a call to Canada without any difficulty.

Pre-paid calling system is really effective in reducing your call charges. It can help you to call Canada easily. Moreover, you can save some amount of money on phone calls by applying this strategy.

While purchasing any calling card, you need to keep in mind some important points. It is very essential to know the calling patterns. By knowing about the calling pattern, you will be able to make the calling plans in a better way. After identifying your calling pattern, you need to contact the company and inform about calling times and calling patterns. The company staffs can give you valuable advice and tips according to your calling patterns.

You can easily make a call to Canada. It is very important to consider some important factors. You need to know the code number of Canada to make a call there. The code number of Canada is 1. This code number is also called as routing number or prefix in Canada.

While making calls to Canada people need to remember some important code numbers. You need to dial 403 while making call to Alberta. You need to dial 250 for making a call to British Columbia. In case of Manitoba, the code number will be 204. You need to dial 506 for calling a person in New Brunswick. You need to dial 709 to make a call to Newfoundland. To make a call to Nova Scotia, you need to dial 902.